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Kelly Bruno | Living Life Florida Style Blog

Tuesday, August 25, 2020   /   by Kelly Bruno

Types of Financing to Consider When Buying a Condo

Typical ways to purchase real estate include Conventional loans, FHA loans, VA loans and cash. But not all condos are created equal; some of these are not an option with the exception of cash. 



Some condos can only be bought with cash. This can happen for a number of reasons: 



The condo does not carry the right insurance that a lender requires
The ratio of renters to onsite owners is too high 
The condo is involved in a litigation of some sort, among other things 



The majority of condos are purchased with a conventional loan. The required amount of a down payment can range from 10% up to 25% (there are even a few lenders that will accept 5% down). This amount will depend on the lender and how the Buyer intends to use the property. In addition, you must factor in  whether or not the association is “warrantable”, meaning a complex must be in good shape – both physically and fiscally. 



FHA loans offer low down p ...

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Monday, August 3, 2020   /   by Kelly Bruno

Living Riverside vs. Oceanside

Living on or near the water is appealing to many people, especially those living in landlocked areas of our country. In fact, the majority of Buyers I've helped in Brevard County are searching for a waterfront property.  So if you're reading this and are looking for that as well, you are in luck! On the Space Coast, there are 72 beautiful miles of Atlantic Ocean beaches and four major rivers to enjoy. In some spots, where the geography becomes narrow on the barrier islands, the river is just a few blocks away from the ocean. It's the best of both worlds!

For some people, there is no preference as to which body of water the property is located. For others, it's one or the other with no exceptions. 

I have mixed feelings on this one. I LOVE the ocean, I always have. I am a morning person and typically get up before the sun rises. There is nothing better than taking my Pomeranian Bidzy out in the morning while the sun is just starting to rise; it's a magnificent sight and ...

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Florida Lifestyle Realty LLC
Jackie Griffin
6500 N. Atlantic Ave. Suite C
Cape Canaveral, FL 32920
321-613-5922

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IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.com. September 19, 2020
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